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Bad Credit or Good – Lease a Vehicle in Chickasha, Duncan & Lawton with Custom Financing That Works for YOU
Bad Credit or Good – Lease a Vehicle in Chickasha, Duncan & Lawton with Custom Financing That Works for YOU

Bad Credit or Good – Lease a Vehicle in Chickasha, Duncan & Lawton with Custom Financing That Works for YOU

Joe Sez Yes – A Smarter, More Flexible Alternative to Buy Here Pay Here

If you’re in Southwest Oklahoma and need a vehicle, there’s a good chance you’ve searched for Buy Here Pay Here dealers in Chickasha, Duncan, or Lawton. It’s a common route, but not always the best one.

At Solutions Auto Group, we go beyond BHPH. We offer a Lease Here Pay Here (LHPH) program that’s designed to give you more options, flexible terms, and a real path to success — no matter your credit situation.

We work with ALL credit types — good, bad, or no credit.
We guarantee credit will be accepted with an approved application.
Down payments start at just $199.
We report to TransUnion monthly to help customers build or rebuild credit.

Why Lease Here Pay Here Is Better

We’re not your average dealer. With Lease Here Pay Here, you’re not locked into a one-size-fits-all deal. You get flexibility, options, and full control over your future.

Ownership

 

Traditional BHPH: You buy the car through rigid dealer financing
Lease Here Pay Here (Us): You lease it from us with flexible terms and a chance to own

 

End-of-Term Options

 

✅ Own it: Pay to zero balance and get the title
🔁 Trade up: Apply your equity and drive newer
🚪 Walk away: Return the car with no stress

 

Flexibility

 

Traditional BHPH: Fixed terms and high pressure
LHPH: Transparent, up-front terms with options to match your lifestyle and budget

 

Credit Reporting

 

Traditional BHPH: May not help your credit
LHPH with Us: Reported monthly to TransUnion to build your score

 

Approval Process

 

Traditional BHPH: Basic and rigid
Solutions Auto Group: Personalized, flexible, and custom-fit financing

5 Steps to Get Approved for a Lease with Bad Credit

We make it easy to drive away — here’s how:

Get-approved-for-a-lease-with-bad-credit

Steps:

  1. Know Your Budget

     

  2. 📄 Bring Proof of Income & Residency

     

  3. 🚘 Choose an Affordable Vehicle

     

  4. 🤝 Apply Online or In-Store

     

  5. 📈 Make On-Time Payments to Build Credit

Real Reviews from Southwest Oklahoma Drivers

Proudly Serving All of Southwest Oklahoma

We’re your go-to dealer for flexible leasing across:

  • Chickasha

  • Duncan

  • Lawton

  • Elgin

  • Cache

  • Cyril

  • Marlow

  • Fletcher

  • Rush Springs

  • Blanchard

  • And every town within 45 miles of Elgin

Helpful Links

Lease Here Pay Here Program:
https://solutionsautogroup.com

Browse Our Inventory:
https://solutionsautogroup.com/search

Apply for Financing:
https://solutionsautogroup.com/financing