Most dealers want to trap you in a long-term payment plan with no flexibility. At Solutions Auto Group, we flipped the script. Our Lease Here Pay Here (LHPH) program puts you in control — whether you’re rebuilding credit, need short-term transportation, or want a vehicle you can own outright.
✅ You can own the vehicle by paying to a zero balance
🔁 You can trade up for something newer
🚪 Or you can walk away at the end of your term — no pressure, no penalties
That’s the power of Lease Here Pay Here — and it’s available right now in Chickasha, Duncan, Lawton, and towns across Southwest Oklahoma.
You’re not alone. Most traditional financing — and even Buy Here Pay Here programs — treat everyone the same, whether you have great credit or none at all. That’s not how we operate.
At Solutions Auto Group, we believe:
That’s why we offer custom Lease Here Pay Here solutions built for real people — not just credit scores.
We know people are still searching “Buy Here Pay Here near me” — but most of them don’t realize there’s a better option.
Here’s how our Lease Here Pay Here program stacks up:
Ownership Path
BHPH: You buy the car and are locked into long-term payments
LHPH (Us): You lease it and choose whether to own it later
End-of-Term Flexibility
BHPH: You’re stuck unless you refinance or sell
LHPH: Pay to own, trade up, or simply return the vehicle
Credit Reporting
BHPH: Often doesn’t report to bureaus
LHPH: We report to TransUnion every month
Down Payments
BHPH: Often $1,000+
LHPH (Us): Start at $199 with approved application
Looking for Buy Here Pay Here in Chickasha? You might want to try Lease Here Pay Here instead. Joe Sez Yes — and he gives you more options!
We proudly serve all of Southwest Oklahoma, including:
And anywhere within 45 miles of Elgin
Learn About Lease Here Pay Here Program:
https://solutionsautogroup.com
Browse Our Inventory:
https://solutionsautogroup.com/search
Apply for Financing:
https://solutionsautogroup.com/financing
No one knows what life will throw at them — and that’s exactly why Lease Here Pay Here was built the way it is. At Solutions Auto Group, you don’t get locked into something that no longer works.
✅ Own it
🔁 Trade it
🚪 Walk away
It’s your car, your terms, your choice — and that’s how it should be.
Joe Sez Yes — to flexibility, to second chances, and to your next vehicle.
