When it comes to leasing a car with bad credit, misinformation is everywhere. People think they’re stuck. They believe they’ll need thousands down, co-signers, or that their score automatically disqualifies them.
Let’s clear the air.
At Solutions Auto Group, we’re here to help — and we’ve heard every excuse, fear, and myth in the book. So let’s bust a few wide open.
Truth:
You absolutely can. We work with ALL credit types — good, bad, or no credit.
As long as you can verify income and meet basic requirements, Joe Sez Yes — even if your score isn’t pretty.
Truth:
That might be true at big-name dealerships or luxury brands — but not here.
Our Lease Here Pay Here (LHPH) program is specifically built for real people with real credit challenges — across Chickasha, Duncan, Lawton, and beyond.
We lease to people every day who:
Have never financed a vehicle before
Truth:
You 100% can own the vehicle. At the end of your lease, you can:
🔁 Trade up
🚪 Walk away
✅ Or pay it down to a zero balance and get the title
Ownership is up to you — not something forced on you. And all the terms are disclosed up front
Truth:
You will — and fast. We report every on-time payment to TransUnion monthly, so your lease doesn’t just move you forward — it helps you build credit while doing it.
BHPH dealers? Most don’t report anything. We do.
Truth:
Our down payments start at just $199 with approved application.
No giant lump sums. No tricks. Just a realistic path to approval.
And yes — Joe still Sez Yes.
If you’re near Elgin, Chickasha, Duncan, or Lawton, you’re in our service zone — including:
Every town within a 45-mile radius of Elgin
Lease Here Pay Here Program:
https://solutionsautogroup.com
Browse Our Inventory:
https://solutionsautogroup.com/search
Apply for Financing:
https://solutionsautogroup.com/financing
Bad credit doesn’t mean “no.” It doesn’t mean “never.” And it definitely doesn’t mean “you’re stuck.”
At Solutions Auto Group, we’ve built a Lease Here Pay Here program that works — for real people, with real goals.
✅ Low down payments
✅ Easy credit acceptance
✅ Monthly reporting
✅ Ownership on your terms
Joe Sez Yes — and he means business.
