Yes — because a co-signer shares equal responsibility for the lease, a repossession affects their credit right alongside yours. Since Solutions Auto Group reports monthly to TransUnion for the account as a whole, both people’s credit history reflects how the account is handled, good or bad.
When someone co-signs, they’re not just helping you get approved — they’re agreeing to be equally on the hook for the account. That means on-time payments can help both of you, but a missed payment or repossession affects both of you too. It’s exactly why an honest conversation with your co-signer matters before a payment ever gets missed, not after.
If you and your co-signer are both worried about where the account stands, the smartest move is calling your account manager together, or at least making sure you’re both in the loop on the conversation. Communication protects both of your credit reports, not just one.
Families and friends across Stephens County, including Marlow, Comanche, Velma, and Cyril, co-sign for each other all the time. Our Duncan team believes both people deserve the same honest answers about where an account stands.
Because they share equal responsibility for the account, it’s in both of your interests to stay in communication with each other and with your account manager.
Ask your account manager about your specific situation — this is worth a direct conversation rather than an assumption.
Yes. Since SAG reports monthly to TransUnion on the account, positive payment history can benefit both people on the lease.
Co-signed with someone and worried about the account? Contact your Duncan account manager together — we’d rather help you both get ahead of it.
