Yes — full coverage insurance (liability, collision, and comprehensive) is required on every Solutions Auto Group leased vehicle, the same as it would be with a bank loan. It protects the vehicle you’re driving and keeps your account in good standing, and our Duncan team can point you toward affordable options if you don’t already have a provider.
Liability-only insurance covers damage you cause to someone else — it doesn’t cover repairs to your own vehicle. Because Solutions Auto Group still holds an interest in the vehicle during your lease, full coverage (which adds collision and comprehensive) protects both you and the vehicle if there’s an accident, weather damage, theft, or vandalism. This is standard practice across nearly every financed or leased vehicle, not just Lease Here Pay Here — banks require the same thing.
Your lease also includes a GAP waiver and a vehicle service contract, which work alongside your insurance rather than replacing it. Insurance covers accidents and damage; your service contract covers certain mechanical repairs. They’re not the same thing, and you need both.
Full coverage doesn’t have to break your budget. Choosing a reliable, moderately priced vehicle (rather than the newest or flashiest option on the lot) often keeps premiums more manageable, and many providers offer discounts for bundling, safe-driver history, or paying in full. Ask your account manager if you’d like a few local agent recommendations near Duncan.
Our Duncan location works with drivers across Stephens County, including Marlow, Comanche, Velma, and Cyril. If you’re new to the area or shopping insurance for the first time, our team can help point you in the right direction alongside your vehicle approval.
No. Full coverage — liability, collision, and comprehensive — is required for the life of your lease, the same as it would be with a traditional auto loan.
Contact your account manager immediately if your coverage lapses or is about to. Driving without required coverage puts both you and your account at risk, so early communication matters here just as much as it does with a payment issue.
SAG doesn’t sell insurance directly, but our team can point you toward local providers near Duncan who are used to working with Lease Here Pay Here customers.
Ready to get approved and get insured? Start your online approval application, and ask your account manager about local insurance options in Duncan.
