If you’re new to credit or just starting out, you’re probably seeing the same message everywhere:
“Sorry, you don’t have enough credit history.”
At Solutions Auto Group, we believe everyone deserves a shot — even if this is your first car or first loan.
That’s why we built our Lease Here Pay Here (LHPH) program to help first-time buyers and no-credit applicants get into quality vehicles, with flexible financing and credit-building opportunities.
Whether you just graduated, moved out on your own, or are rebuilding after life threw a curveball, we’ve got your back.
We work with:
And we make sure your lease works for you — not against you.
You might be hearing about Buy Here Pay Here around Lawton or Chickasha — and sure, it’s familiar. But most BHPH programs don’t build your credit, and they come with limited flexibility.
Our Lease Here Pay Here program gives you more:
✅ Monthly reporting to TransUnion (so you build credit while driving)
✅ Down payments starting at $199 (with approved application)
✅ Guaranteed credit acceptance
✅ Options to own, trade, or walk away
You’re not locked into anything you don’t want — and everything is disclosed up front.
At other places, no credit means no deal.
But at Solutions Auto Group, no credit is no problem — and we help you turn your lease into a launchpad.
Here’s why our customers love it:
And most are back within 12–18 months to trade up into something newer
Steps:
If you’re within 45 miles of Elgin, OK, we can help you drive — including:
Anywhere across Southwest Oklahoma
Learn About Lease Here Pay Here Program:
https://solutionsautogroup.com
Browse Our Inventory:
https://solutionsautogroup.com/search
Apply for Financing:
https://solutionsautogroup.com/financing
Don’t let inexperience stop you from moving forward. Whether it’s your first car or your first time applying for financing, you’ve got a team behind you that’s done this thousands of times.
✅ Affordable
✅ Straightforward
✅ Credit-building
✅ Designed for YOU
Joe Sez Yes — to helping you get started the right way.
